Hi, I'm Jessica Howard.

I help people take the stress out of managing money

by creating personalized plans that actually work for their life, not against it.

Managing your money doesn't have to feel overwhelming.

Whether you’re self-employed or just trying to get a better handle on your finances, money can feel like a constant source of stress. One month you’re feeling on top of things, and the next, you’re wondering how it all slipped through your fingers.

Most of us were never taught how to manage money. We’ve just been figuring it out as we go. Covering expenses, trying to save when we can, and picking up habits that seemed to work in the moment.

That’s where I come in.

I help people take the stress out of managing money by teaching them how it actually works so they can make decisions with more confidence and less guesswork. We break down core money management concepts and figure out how to apply them to your unique situation.

And if you’re self-employed, I specialize in helping you untangle the mix of business and personal finances, create a consistent paycheck, and build a simple, sustainable system for managing cash flow, without needing to love spreadsheets or live by a strict budget.

Together, we’ll create a plan that’s clear, practical, and built to support your real life, not someone else’s idea of what it should look like.

I'M INTERESTED

When you’re self-employed, managing money gets a lot more complicated.

You didn’t start your business to feel buried in stress, but now you're trying to juggle it all. And it still feels like it’s never enough. If any of this sounds familiar, you’re in the right place.

You make money, but you never feel fully in control of it.

You don’t have a system for saving for taxes, so it’s always a guessing game.

You’re constantly transferring money between accounts just to make things work.

You wish you had a plan, but everything you’ve tried feels overwhelming or too complicated.

Imagine What It Would Feel Like to Finally Be in Control of Your Money...

What if managing your money felt easier? What if you knew how to plan ahead and where your money was going? That’s exactly what we’ll do together.

No more stressing over day-to-day expenses.

You always know what’s yours to spend and save.

No more late bill payments or last-minute money transfers.

Your finances feel stable, and you have a system that works.

No more feeling one financial emergency away from losing it all.

You’ve built a strong foundation, giving you peace of mind and security.

No complicated or confusing spreadsheets, no rigid budgets.

Just a simple, sustainable system that puts you in control.

No more tax season panic.

You know exactly how much to set aside, so you’re prepared instead of scrambling.

No more feeling like your business is running you.

You have a system that supports both your work and your life, so you can spend more time with family, friends, and the things you love.

No more uncertainty about your business’s profitability.

You have a clear view of your numbers, so you’re making informed decisions, not just hoping for the best.

Here’s How We’ll Simplify Your Money

I’m not here to tell you what to do with your money. I’m here to help you figure out what works for you. Together, we’ll create a plan that makes managing money less stressful and more effective. Here’s how we’ll do it:

Break It Down

We’ll simplify your finances into clear, manageable steps so you can stop feeling overwhelmed.

Make It Personal

We’ll create a plan based on your goals, lifestyle, and what matters most to you.

Stay on Track

I’ll help you stay accountable and adapt as your business and finances evolve.

This isn’t a quick fix. It’s a partnership. With my guidance and your effort, you’ll gain control of your money and feel more confident in the decisions you make.

Your First Step to Simplifying Your Money

Cash Flow Reset Session

See Your Money More Clearly and Make a Plan That Works

Ever think, “Where is all my money going?” You’re not alone. A lot of us were never taught how to manage money in a way that feels doable and sustainable, especially when life gets busy.

This session is for you if:

You’re doing alright, but you still wonder where your money goes each month
You know you should be saving more, spending less, or making faster progress on your goals, but you’re not sure how
Stress, guilt, or shame creep in when you think about your finances

The Cash Flow Reset Session is a hands-on, one-on-one session where we look at your real numbers and build a personalized plan that works for you. We’ll dive into what’s happening day-to-day with your money, and map out how to make changes that feel sustainable, not overwhelming.

You’ll complete some prep work before our session, which will help me come prepared with insights and be ready to strategize with you. When we meet, we’ll use that time for coaching, problem-solving, and building your custom plan together so you leave knowing exactly what to do next.

For Personal Finances

This session is designed to help you sort through your finances, without judgment. We’ll also discuss your goals and create a customized plan that works for your life. Whether you need a realistic spending plan, a savings strategy, or help getting organized with debt, you’ll leave with a path forward.

Together, we’ll create a plan that helps you:

Know where your money is going (and why)
Feel more in control of your finances
Make decisions without second-guessing
Reduce stress and start moving toward your goals

For Individuals or Couples:

Focused on personal finances (2 hours) | $249 Investment

For Self-Employed

Running your own business means wearing a lot of hats, and when it comes to money, it’s easy to fall into a cycle of mixing accounts, moving money around, or just hoping the numbers work out.

In this extended version of the Cash Flow Reset Session, we’ll dive into both your personal and business finances. We’ll work together to:

Separate personal and business finances
Create an owner’s pay strategy
Estimate tax savings
Build a cash flow system that supports both your work and your life

You’ll leave with a custom plan and actions to move you forward.

For Self-Employed and Small Business Owners:

Includes personal and business finances (2.5 hours) | $349 Investment

Not Sure If Coaching Is Right For You? Let’s Talk.

If managing your money feels confusing or frustrating, let’s hop on a free Q&A call. This is a no-pressure conversation where we’ll discuss your biggest money challenges, what’s working (and what’s not), and whether my coaching is the right fit for you.

On this call, we’ll talk about what you're experiencing with your money and determine if working together makes sense for your needs.

By the end of our call, you’ll have more clarity on your next steps, whether that means working together or taking another approach that fits your goals.

Schedule Q&A Call

With a customized plan, you’ll finally feel in control of your money.

You don’t have to figure it out alone. I’m here to help.

Let’s take the first step toward simplifying your finances and creating stability for your life.

LET'S GET STARTED TODAY